Details: Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.
Showing posts with label Underwriter. Show all posts
Showing posts with label Underwriter. Show all posts
Wednesday, 18 July 2012
Consumer Ln Underwriter 2
Details: At Wells Fargo, people are our competitive advantage. For over 160 years, we have been helping our customers succeed financially and offering superior service. It s not just our mission, it s our passion. And we know it begins with outstanding talent. We ve built our team of top mortgage professionals by rewarding their accomplishments and by ensuring they have the tools, training, and coaching to succeed even farther.Wells Fargo Home Mortgage is the nation s number one retail mortgage lender. In the ever-dynamic mortgage environment, you want to be with a lender who has the strength, stability, and reputation to grow your career.Join a Company that Values You by:• Providing you the best in class on-boarding and on the job training curriculum.• Encouraging you to exercise expert judgment in formulating your credit decisions.• Utilizing a state of the art paperless origination and underwriting system that will help improve your quality while enhancing the customer experience.• Rewarding you through competitive compensation and individually based monthly incentive plans.Underwriters will be responsible for reviewing, analyzing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines.Dependent on division, functions may include:• Evaluating and ensuring overall loan documents are accurate, complete, and compliant.• Reviewing of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan-to-value) and other supporting documentation.• Using an automated scoring system or traditional underwriting to determine acceptability of moderate requests.• Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products.• Staying abreast of any changes in underwriting provisions; working with production to resolve questions when possible.We are continuing to build our industry-leading mortgage underwriting team! Take your career as far as your ambition and desire will carry you. Join our team today!•***This position is being sourced by external vendors. If you are interested in applyingfor this position, contact one of the following vendors. Thank you for your interest inWells Fargo.Aerotek, Inc.Shaun LucasPhone: 1-913-981-5368Fax: 913-981-5430
Government Underwriter
Details: The Government Underwriter is responsible for providing a loan decision based on an individual’s credit history, financial position and strength of collateral. This person must have attained Direct Endorsement status from HUD and/or SARs authority from VA. An extensive understanding of FHA, VA and FAMC guidelines is required. The ability to manage work flow and provide exemplary customer service is essential.About Starpoint: No matter where you are in your job search, Starpoint can help. Starpoint Solutions is a nationally recognized staffing firm with consulting and permanent openings from the best-known companies. We've been recruiting and placing professionals like you for nearly 30 years. Often, we find opportunities that you may miss in your own job search.Submit your resume for this position and let Starpoint help you find your next job now.Are you a recruiter? Click http://www.instihire.comStarpoint is an Equal Opportunity Employer.
Consumer Ln Underwriter 3
Details: Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.
Consumer Ln Underwriter 2
Details: At Wells Fargo, people are our competitive advantage. For over 160 years, we have been helping our customers succeed financially and offering superior service. It s not just our mission, it s our passion. And we know it begins with outstanding talent. We ve built our team of top mortgage professionals by rewarding their accomplishments and by ensuring they have the tools, training, and coaching to succeed even farther.Wells Fargo Home Mortgage is the nation s number one retail mortgage lender. In the ever-dynamic mortgage environment, you want to be with a lender who has the strength, stability, and reputation to grow your career.Join a Company that Values You by:• Providing you the best in class on-boarding and on the job training curriculum.• Encouraging you to exercise expert judgment in formulating your credit decisions.• Utilizing a state of the art paperless origination and underwriting system that will help improve your quality while enhancing the customer experience.• Rewarding you through competitive compensation and individually based monthly incentive plans.Underwriters will be responsible for reviewing, analyzing, approving and underwriting moderate individual consumer requests and products within company and industry guidelines.Dependent on division, functions may include:• Evaluating and ensuring overall loan documents are accurate, complete, and compliant.• Reviewing of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loan-to-value) and other supporting documentation.• Using an automated scoring system or traditional underwriting to determine acceptability of moderate requests.• Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products.• Staying abreast of any changes in underwriting provisions; working with production to resolve questions when possible.We are continuing to build our industry-leading mortgage underwriting team! Take your career as far as your ambition and desire will carry you. Join our team today!•***This position is being sourced by external vendors. If you are interested in applyingfor this position, contact one of the following vendors. Thank you for your interest inWells Fargo.Aerotek, Inc.Shaun LucasPhone: 1-913-981-5368Fax: 913-981-5430
Commercial Real Estate Underwriter
Details: Analyzes complex financial and credit information for Commercial business or high net worth customer loan packages according to business unit standards. Underwrites loans with aggregate credit exposure based upon approved credit authority limits. Compiles, analyzes, and documents loan data and credit risk, borrower and property information, and coordinates activity in support of credit approval process. Investigates credit standards and determines credit worthiness of high net worth loans, understands financial statements and reports for specific area of business. May perform research and analysis related to loan projects, such as industry studies and management reports. May cross-sell products and services. May negotiate loan provisions.
DS Consumer Loan Underwriter 2 (RBC)
Details: Dealer Services is one of the nation s leading auto finance lenders and the #1 used car lender. With regional offices serving 47 states, we offer an integrated financial services solution designed primarily for the dealer community. We provide a broad credit spectrum of indirect auto financing to the auto industry, direct-to-consumer auto lending, real estate and floorplan financing, and an array of commercial banking services through Wells Fargo Bank, N.A. We offer finance and insurance aftermarket products and services through Warranty Solutions , a member of the Wells Fargo family of companies. Dealer Services has relationships with over 11,000 auto dealers.Reporting to the Regional Business Center Credit Manager, the Credit Analyst is responsible for the full-spectrum lending activity within the Region. This person is responsible for making prudent credit decisions within its established approval/exception guidelines, in compliance with all state and federal regulations, and in adherence to all Wells Fargo Dealer Services Core Auto Lending practices, policies, and procedures. The Credit Analyst teams with the other departments within the Region to establish, maintain, and enhance dealer relationships.Analyzes information received from credit applications and credit reporting agencies to make prudent credit decisions.Negotiates terms and conditions of loan decisions with dealers within established approval/exception guidelines, leveraging risk versus reward, to ensure credit quality and profitability. Makes exceptions to normal guidelines when necessary.Conducts customer interviews and investigations on non-prime credit applications to gather and document information pertaining to making credit decisions.Monitors dealer productivity and calls dealers for approvals and follow-up on pending contracts to increase capture and conversion ratios.Establishes dealer relationships by building rapport through telephone and field calls.Develops and analyzes credit goals and communicate strategies to dealers to accomplish said goals.Coordinates with Operations Department to examine and evaluate proper documentation for funding.Teams with collection department to resolve dealer collection issues.Actively participates in regularly scheduled staff meetings to communicate/share trends, P & P, goals, updates, and other pertinent information with associates and managers.Other duties as assigned.
Tuesday, 17 July 2012
Mortgage Underwriter - Retail Channel - Cincinnati
Details: Division: Mortgage FlsaStatus: Non-Exempt EmploymentType: Regular GENERAL FUNCTIONPerforms a wide range of duties related to the underwriting of residential mortgages. Renders an underwriting decision and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decision to the Loan Originator, as well as serving as a resource to Residential Mortgage personnel on any underwriting questions. Assists in training new hires. Functions as escalation point for decisions requiring higher authority or unique problem solving to make the loan work. DUTIES AND RESPONSIBILITIES* Utilize systems in place, including automated underwriting to underwrite files in a timely manner. * Underwrite conventional and portfolio loans, in addition to assisting in FHA/VA loans, until such delegation is provided. * Manage expected service levels related to decision and condition clearing. * Update information on processing and underwriting systems to verify, add, delete or waive conditions. * Contact Loan Originators with the decision on the loan immediately after underwriting the file. * Provide feedback to other staff and loan officers. * Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. * Responsible for appropriate section of HMDA Worksheet. * Review exception reports to ensure completion of all tasks. * Maintain knowledge of Fifth Third Mortgage Company policies and procedures, in addition to private investors, government investors and portfolio Credit Policy and Guidelines. SUPERVISORY RESPONSIBILITIES: None. ExperienceKNOWLEDGE & SKILLS REQUIRED* Knowledge of conventional and government underwriting guidelines. * Three (3) or more years mortgage lending experience in origination and/or processing in heightened role. * Knowledge of the complete mortgage lending process. * High degree of attention to detail. * Knowledge of federal lending regulations governing real estate lending. * Knowledge of financial analysis techniques. * Demonstrated leadership skills. * Proven computer skills. * Demonstrated organizational skills. * Demonstrated teamwork and customer service skills. * Ability to make decisions in a time sensitive manner. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Mortgage Underwriter
Details: Classification: Mortgage Processor Compensation: $45,000.00 to $65,000.00 per year A large Mortgage Bank is looking for 2 Underwriters at the levels of Mid to Senior level. Salaries from 45-65k. Qualified underwriters must have 2-3 plus years of Mortgage underwriting. RECENT EXPERIENCE REQUIRED. Knowledge of CONSUMER credit analysis a must. Mortgage laws FHA VA Conventional etc..
Senior Underwriter
Details: Brunswick is the market leader in the marine, fitness, bowling and billiards industries; and our participation in these industries is deliberate. No company has Brunswick?s breadth and scope in the marine industry. No company equals Brunswick?s quality and innovation in fitness equipment. And no company possesses Brunswick?s knowledge and heritage in bowling and billiards.Responsible for underwriting loans direct and indirect for dealers throughout the US but mainly for those signed with Blue Water Finance. Individual should be highly motivated, have strong customer service skills, relationship management skills and the ability to troubleshoot the day to day activities of the business and manage multiple loan applications a day. Applicant will have a strong knowledge of marine, rv and horsetrailer financial services products as well as after market products in order to productively grow revenue.•Stay current and ?all knowing? in the lending products available: policies, conditions, rate and reserve schedules•Increase revenue by selling after market products and create the trust with the dealers to help promote the sale of warranties.•Understand the online systems that the warranty companies have activated.•Participate in bi-weekly meetings to increase productivity and update underwriters on changes with in the lending institutions•Identify new areas of creating revenue•Build upon and maintain the relationships currently in place with Blue Water Finance dealers•Maintain accurate reporting in Blue Net, including updating loan deals as information becomes available•Train new and Jr. underwriters to the become knowledgeable about the banks as well as the after market products and how to use the Blue Net system•Encourage others around you to work together as a team and set examples of goals you would like to accomplish for the year•Know the BWF competition and stay ahead of what the competition is doing•Maintain the banks? programs by keeping up to date on programs and rates•Help troubleshoot funding issues•Learn the type up process for closings packets•Attend boat / rv shows and/or be available to attend shows as necessary throughout the year•Clerical duties, including answering phones, faxing, entering applications into Blue Net, pulling credit bureaus and printing labels via UPS machine
Mortgage Underwriter
Details: Classification: Mortgage Processor Compensation: $45,000.00 to $65,000.00 per year A large Mortgage Bank is looking for 2 Underwriters at the levels of Mid to Senior level. Salaries from 45-65k. Qualified underwriters must have 2-3 plus years of Mortgage underwriting. RECENT EXPERIENCE REQUIRED. Knowledge of CONSUMER credit analysis a must. Mortgage laws FHA VA Conventional etc..
Sunday, 15 July 2012
Conventional Underwriter
Details: Job Description Fantastic opportunity for the right underwriting candidate with a with a well-established and well-respected mortgage company....looking for an energetic, team-and goal-oriented professional who has a minimum of two to three years of FHLMC/FNMA underwriting experience in addition to excellent customer service-oriented attitude. Experience with clearing conditions and disclosure statements. Paperless environment with A files. Will complete thorough analysis of loan files to determine compliance with company, investor guidelines; will respond to post-closing, insuring, and audit reviews in a timely manner. Will review conditions on suspended files and maintain a minimum productivity level of three new loans per day. Will communicate loan decisions to appropriate parties both verbally and in writing. Must possess excellent verbal and written communication skills....excellent working atmosphere, benefits, opportunity for growth. NO OVERTIME FROM THE OFFICE AND WILL BE PAID FOR OVERTIME!!!!!Will sponsor for DE and VA..... For more information or to send a resume, please contact
Mortgage Underwriter
Details: Job Classification: Direct Hire Aerotek is accepting applications for their client who is seeking a Mortgage Underwriter.Responsibilities:-Will review and analyze loan files and documents.-Will follow guidelines and procedures set forth by the company.-Will be negotiating and renegotiating based on lending guidelines.-Will be interacting internally and externally with customers on a daily basis.Qualifications:-Must have at least 3 years of experience underwriting/decisioning FHA purchase and refinancing experience.-Experience with underwriting appraisals and issuing 92800.5B-203(k) experience is preferred.Join Aerotek Professional Services&174. Our customized employment solutions and personalized approach give job seekers access to great opportunities with competitive salaries. Aerotek offers comprehensive benefits that can include medical, dental, optical, and optional 401k. Don't put your career in the hands of just anyone; put it in the hands of a specialist. Launch or rejuvenate your career today with Aerotek Professional Services! Allegis Group and its subsidiaries are equal opportunity employers and will consider all applications without regard to race, marital status, sex, age, color, religion, national origin, veteran status, disability or any other characteristic protected by law.
DE Underwriter Rotate Working Home
Details: Wholesale division of well-known mortgage firm is looking for a personable and knowledgeable Government Underwriter.....will complete thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines. Will respond to post closing, insuring and audit reviews in a timely fashion; will communicate loan decisions to appropriate parties; will maintain five new loans daily; will review conditions on suspended files. Must possess not only strong customer service skills, butb also excellent organizational abilities in addition to extensive knowledge of FHA/VA guidelines, documents,etc....opportunity for growth within and outside department..,competitive benefits, salary, and opportunity for growth....for more information or to send a resume, please contact
Sunday, 8 July 2012
Correspondent Mortgage Underwriter - Safe Act - Irving, TX- 110
Details: Office Location / Address: 4050 Regent Blvd Irving, TX 75063 Education Level: High School Diploma/GED Shift: Day Job Employee Status: Regular With a wide array of mortgage products, Citi specializes in assisting customers reach their homeownership goals. We are committed to matching the right product to fit our customers’ individual needs. Our mortgage team helps first-time homebuyers, borrowers who are refinancing or tapping into the equity built up in an existing home, and those who need assistance in restructuring their loans to fit their budgets. From loan pre-qualification to providing account services after loan closing, the mortgage team at Citi takes pride in providing unmatched customer service. At Citi we work hard to put and keep customers in homes of their choice. Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required. **NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Credit Underwriter 3 - CitiMortgage - Correspondent Institutiona
Details: Office Location / Address: Regular Education Level: NAM-USA-Arizona, NAM-USA-New Mexico, NAM-USA-Utah, NAM-USA-California, NAM-USA-Idaho, NAM-USA-Wyoming, NAM-USA-Washington, NAM-USA-Oregon Shift: Full-time Employee Status: High School Diploma/GED With a wide array of mortgage products, Citi specializes in assisting customers reach their homeownership goals. We are committed to matching the right product to fit our customers’ individual needs. Our mortgage team helps first-time homebuyers, borrowers who are refinancing or tapping into the equity built up in an existing home, and those who need assistance in restructuring their loans to fit their budgets. From loan pre-qualification to providing account services after loan closing, the mortgage team at Citi takes pride in providing unmatched customer service. At Citi we work hard to put and keep customers in homes of their choice. Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required. For remote consideration you must reside in the following states: CA, UT, AZ, NM, OR, WA, ID or WY and you must be available to travel for 6 weeks for training. **NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Mortgage Underwriter SAFE Act - Las Vegas - June/July (REMOTE)-
Details: Office Location / Address: Regular Education Level: NAM-USA-Arizona, NAM-USA-Colorado, NAM-USA-Utah, NAM-USA-California, NAM-USA-NV-The Lakes, NAM-USA-Washington, NAM-USA-Nevada, NAM-USA-Oregon Shift: Full-time Employee Status: High School Diploma/GED 'With a wide array of mortgage products, Citi specializes in assisting customers reach their homeownership goals. We are committed to matching the right product to fit our customers’ individual needs. Our mortgage team helps first-time homebuyers, borrowers who are refinancing or tapping into the equity built up in an existing home, and those who need assistance in restructuring their loans to fit their budgets. From loan pre-qualification to providing account services after loan closing, the mortgage team at Citi takes pride in providing unmatched customer service. At Citi we work hard to put and keep customers in homes of their choice.' Credit Underwriter - B10Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.Sr. Credit Underwriter - B11Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Typically handles higher risk loans. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Sr. Credit Underwriters are expected to handle more complex transactions, higher loan amounts, and self-employed analysis. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required. Sr. Underwriters maymentor other Underwriters. Government Underwriter - B11Government underwriting experience required. Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional and government loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to determine alternative solutions. Process agency/investor exception requests as needed. Audit delegated level II underwriter loans. Perform other job-related duties and special projects as required.**NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Sr. Credit Underwriter - CitiMortgage - Correspondent - Safe Act
Details: Office Location / Address: NV-LAS VEGAS LAKES (BLDG 1) 8725 WEST SAHARA AVENUE THE LAKES NV 89163 USA - 10650 Education Level: High School Diploma/GED Shift: Day Job Employee Status: Regular Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional information may be found at www.citigroup.com or www.citi.com. Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Typically handles higher risk loans. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Sr. Credit Underwriters are expected to handle more complex transactions, higher loan amounts, and self-employed analysis. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required. Sr. Underwriters maymentor other Underwriters. **NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Mortgage Underwriter SAFE Act - Jacksonville - June/July- 12021
Details: Office Location / Address: 14000 Citi Cards Way, Jacksonville, FL 32258 Education Level: High School Diploma/GED Shift: Day Job Employee Status: Regular The Mortgage team at Citi prides itself in making the dream of homeownership come true for a wide range of customers and partners across the country every day. As a member of Citigroup, we are focused on providing the highest quality mortgage products as part of an expansive portfolio of financial services that includes banking, insurance, asset management, credit cards, and much more. The Mortgage team offers products to help first-time homebuyers, as well as those interested in building a new home, refinancing, or tapping into the equity of an existing home. Credit Underwriter 3 - B10Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required.Sr. Credit Underwriter 4 - B11Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Typically handles higher risk loans. Analyze challenging loan packages to render sound credit solutions. Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed. Sr. Credit Underwriters are expected to handle more complex transactions, higher loan amounts, and self-employed analysis. Maintain quality and production standards as defined by business. Perform other job-related duties and special projects as required. Sr. Underwriters may mentor other Underwriters. **NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position.
Conventional Underwriter (Mortgage)
Details: ABOUT US: Paramount Equity was founded in 2003 and provides residential customers in Arizona, California, Oregon, Utah, Virginia and Washington a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009 & 2010) as an exceptional place to work. We are also only one of a few companies in our industry to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.OVERVIEW:Paramount Equity is looking for an experienced professional to underwrite conforming and jumbo residential mortgage loans to ensure compliance with company, regulatory agency and investor standards. Responsibilities include, but not limited to:Review and evaluate credit reports, preliminary report, judgments, bankruptcy documents, appraisal and income documentation. Analyze and calculate Income Documentation such as personal and business income statements; ensure all necessary documentation is requested to support final loan decisions. Follow up on appraisals and any outstanding conditions (i.e. demands, insurance, etc.) Responsible for a pipeline of 30-35 loans at any given time Perform verbal verification of employment on borrower, if applicable Approve complex loans on conforming, jumbo, wholesale and purchase products Exercise good judgment, conduct reasonableness tests and issue quality decisions Determine accuracy and completeness of files; ensure consistent processes Maintain established service level standard of decisions within a 24-hour timeframe Additional duties as assigned by management BENEFITS: Medical, Dental, and Vision Insurance Plans for Employees and Family Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans Voluntary Long-Term Disability Insurance Plan Aflac Supplemental Insurance Plans 401(k) Retirement Plan Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125) Section 529 College Savings Plan Aggressive employee referral program that rewards you financially for referring top-performing employeesREQUREMENTS: 4 or more years of combined professional experience as a Conventional or Government Loans Underwriter in a retail sales environment (correspondent/direct lender, etc.) High School diploma required Bachelor’s degree from a 4-year college or university a plus Strong working knowledge of Point, DU, LP and Datatrac highly preferred Proficiency with all MS Office applications (Word, Excel, Outlook, etc.) Proven success working in fast-paced, high volume environments Excellent communication and customer service skills Precise attention to detail Professional demeanor and attire
Subscribe to:
Posts (Atom)